"Why would our organization want a loan from a foundation when we can have a grant?” This is the question the board chair asked the executive director when she proposed approaching a funder about a program-related investment. Of course nonprofit organizations would prefer non-refundable money, grants that never need to be repaid. After all, most nonprofit revenue comes from contributions and many nonprofits rely on foundations for these funds. However, as a growing number of

Building wealth. Growing capital. It’s the goal of many American families and individuals. Preserving wealth too. With August in the rear-view mirror, we've surpassed 400 years since the birth of the American slave state. Articles and essays commemorating this haunting anniversary have been captured in The New York Times’ 1619 Project. It’s undeniable that the wealth of the United States was created on the free labor afforded by slavery. The country became an economic leader